The Future of Health Coverage Employer-Sponsored Insurance Policy

Despite spending more on health care than any other country in the world, millions of people in the United States lack health care coverage, and millions more can scarcely afford the coverage they have. To solve these difficult challenges, federal policymakers are considering significant changes to current health insurance coverage systems. PBGH is actively engaged in this debate, promoting solutions that both increase access to health care coverage while driving down costs for all purchasers of health care.

Resources

The Business Case for Expanded Coverage: The Evidence

The objective of this report was to determine whether there is a “business case” for expanded quantifiable benefits to employers.

The Business Case for Expanded Coverage: The Evidence — Executive Summary

In conclusion, the evidence affirms that coverage expansion does create favorable impacts for employers by reducing uncompensated care in hospitals and potential attendant cost-shift, reducing avoidable utilization and costs associated with deferred care, improving the health of new workers and the potential workforce, and contributing to system-wide improvements in the delivery of care.